Serving Baton Rouge & Ascension Parish
If you are new to the Home Buying scene you may be a bit confused about the words your agent is using. Not to worry, it’s normal and we are here to help! Below is our home buying terminology 101 to help...
In Louisiana, we have something called a homestead exemption. Homestead exemption is a tax exemption on the first $75,000 of the value of a person’s home. This exemption applies to all homeowners. The value of...
Suppose you are about to purchase a home with a septic system (also known as an onsite wastewater system). In that case, you probably have A LOT of questions. No worries, we are here for you! The parishes...
With the rise of the digital economy, moving to a new community has become easier than ever. Just a few decades ago, people spent their entire lives having never left the state or even the city in which they...
One of the biggest decisions a homebuyer has to make is choosing the best mortgage for their needs. Two of the most common mortgage types today are fixed-rate mortgages and adjustable-rate mortgages (ARM)....
Here’s Why You Still Need A Home Inspection… In the tight real estate market we are in right now, we are seeing buyers strengthen their offer by waiving their inspection period and buying a home...
Are you thinking about jumping into the buying frenzy? I bet you are a little…A LOT… nervous about what to expect. With interest rates at an all-time low and inventory at an all-time low as well, be ready to...
A conventional mortgage or conventional loan is any type of home buyer’s loan that is not offered or secured by a government entity. Instead, conventional mortgages are available through private lenders, such...
A Jumbo loan mortgage will be required if you are purchasing a Baton Rouge home with a loan amount of more than $510,400. Because these loans can’t be guaranteed by Fannie and Freddie, the lender is not...
A VA loan is a mortgage that is insured by the Veterans Administration. A borrower that has or is currently serving in the military can obtain a loan with 100% financing. VA Loan Requirements VA loans require...
